Michele’s Medicare Monthly FEB 2026

Hello!

As we move into February 2026, I wanted to share some important Medicare reminders, updates, and ways I can continue assisting you and your loved ones make the most of your benefits.

Medicare in 2026: What You Should Know

Medicare plans can change every year — including premiums, copays, provider networks, drug formularies, and extra benefits. Even if you’re happy with your current plan, it’s important to review it regularly to make sure it’s still meeting your needs and budget.

Some plans in 2026 continue to offer valuable extras such as:

• Dental, vision, and hearing benefits
• Prescription drug coverage
• Transportation or over-the-counter allowances
• Giveback plans that may help put money back into your monthly Social Security check (for those who qualify)

Have You Moved Recently?

This is very important: If you’ve moved — even to another county — your Medicare plan may need to be updated.
A move can affect:

• Which plans are available to you
• Your doctors and pharmacies
• Your monthly costs and benefits

Not updating your address could mean you’re missing out on better coverage or paying more than you should. I can quickly check to see if your current plan is still the best fit — or if a new option could save you money.

Helping You Save Money

Many people don’t realize they may qualify for plans with:

• Lower premiums
• Reduced copays
• Prescription savings
• Medicare Advantage Giveback plans that help lower Part B costs

My job is to review all available options and find the plan that fits your healthcare needs and financial situation — not a one-size-fits-all solution.

Medicare & Medicaid Assistance

If you have Medicare and Medicaid, or think you might qualify for both, I can help. Dual-eligible plans often include enhanced benefits and lower out-of-pocket costs, and I’m happy to walk you through your options step by step.

I’m Here for You

Whether you’re new to Medicare, reviewing your current plan, dealing with a recent move, or simply want a second opinion — I’m here to help at no cost to you.

If you or someone you care about has questions, needs a review, or wants to explore ways to save money in 2026, please don’t hesitate to reach out.

Warmly,
Michele Wagoner
Your Neighborhood Little Insurance Lady
Licensed Medicare Agent

Medicare plans are subject to change. Not all plans are available in all areas. A review of your individual situation is always recommended.

2026

Make sure you do NOT use for Flex card for Utilities or Rent/Mortgage.

Medicaid will now be using that amount and counting it as INCOME!!!

You could LOSE your medicaid by using the flex card for rent or utilities!

Spread the Word!

Warmly,
Michele Wagoner

Your Little Insurance Lady!
Your Medicare Broker